canari

Your customer goes under.
You find out from the liquidator.

By the time that letter arrives, the money is gone — and you have probably shipped them another month of work. Canari watches the public registers for every customer in your Xero and emails you the morning one of them shows up.

Get in touchNZ$49 a month

First month free. No annual plan, no minimum term.

More New Zealand companies are failing than at any time since 2010

2,867 companies went into liquidation in 2025 — up 108% from 2021, and the most since 2010, when there were 3,024. That is roughly 11.5 every working day, and each one has a list of trade creditors who did not see it coming.

Companies placed in liquidation, New Zealand, by calendar year
  1. 2,111’16
  2. 1,930’17
  3. 1,988’18
  4. 1,768’19
  5. 1,447’20
  6. 1,379’21
  7. 1,550’22
  8. 1,823’23
  9. 2,502’24
  10. 2,867’25

Source: New Zealand Companies Office, company statistics for each calendar year. Retrieved 9 August 2026.

Unsecured trade creditors are near the back of the queue. That is why the useful moment is before the liquidator is appointed — while you can still decide not to send the next load.

How it works

  1. Connect Xero once

    Read-only, and only your contacts and what they owe. Takes about a minute. There is no watchlist to build — your debtor book is the watchlist.

  2. We match your customers to the register

    Every customer, against the New Zealand Companies Register. When we are not certain which company a name belongs to, we ask you rather than guess.

  3. You get an email the morning something happens

    Naming the customer, what they owe you, what was published in plain English, and who to contact. Nothing arrives on the quiet days.

How Canari fits together
  1. Your Xero

    Read-only. Contacts and what each one owes you — never invoices, payroll or bank accounts.

  2. Canari

    Matches every customer in your debtor book to the company on the register, and re-checks it every morning.

  3. Two public registers

    The New Zealand Companies Register, and insolvency notices in the New Zealand Gazette.

One email, the morning it happens

Naming the customer, what they owe you, what the notice actually says in plain English, and who to contact. On the quiet days — which is most days — nothing arrives.

The Gazette prints it weeks before the register does

When a creditor applies to wind a company up, that application is published in the New Zealand Gazette. The Companies Register does not change until much later. Anyone checking only the register is reading old news.

You can read the Gazette yourself — it is free and public. The work is that it lists every notice in the country and says nothing about which of them are your customers. Canari does that cross-check every morning against your ledger, and stays quiet unless the answer is “one of them is”.

What you see

One list. Every customer, their status on the register in the register’s own words, and what they owe you. No dashboard to learn, and no rating in between.

Your customers
  • Totara Joinery
    TOTARA JOINERY (2016) LIMITED
    • Application to liquidate filed 14 days ago
    Liquidation application filed$18,400
  • Harbourside Fitouts
    HARBOURSIDE FITOUTS LIMITED
    • Liquidator appointed 3 days ago
    In liquidation$6,215
  • Kahikatea Supply Co
    KAHIKATEA SUPPLY CO LIMITED
    • Removal from the register started 9 days ago
    Being removed from the register$2,980
  • Pukeko Civil
    PUKEKO CIVIL LIMITED
    Registered$41,100
The customer list, with example businesses. Every status shown is one the Companies Register publishes, in its own words; the amounts come from your Xero ledger.

What Canari covers, and what it does not

It does not get back the $30,000 they already owe you. It stops you shipping them another four invoices.

It does not predict which of your customers is in trouble, and it does not rate anyone. It reports what two public registers have already published. If a business fails without warning — and some do — there is nothing to report and Canari will not have told you.

It also will not tell you whether to extend credit to someone. That decision is yours, and it always involves things Canari cannot see.

Full answers, including on security →

Start with your own debtor book

Canari is NZ$49 a month and the first month is free. It is set up with you rather than through a sign-up form, so it starts with an email. Before anything is connected we check your debtor book against what Canari monitors — New Zealand companies — and tell you what it would and would not have to report.

Email us